What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
Who we share your data with
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Your contact information
Additional information
How we protect your data
What data breach procedures we have in place
What third parties we receive data from
What automated decision making and/or profiling we do with user data
全球跨境結算正從 SWIFT 轉向數位美元網路過渡。美國推動的模式，是讓企業可直接用穩定幣做跨境支付，具備零時差、低手續費、不受銀行營業時間限制的優勢。這對高度仰賴進出口的台灣而言，是生存型議題。出口商若不能使用穩定幣結算，成本將比競爭對手更高。國際科技公司若以穩定幣作為供應鏈標準，台灣廠商將被迫「找代理」或「被邊緣化」。台灣銀行若不接穩定幣清算，跨境金融角色可能被削弱為純本地行庫。
台灣應立即採取行動包括建立「穩定幣白名單制度」，參考日本、美國、香港做法，讓銀行、券商、合規公司能發行或使用穩定幣。禁止不合規，但不禁止創新。允許台灣銀行使用穩定幣做跨境結算，台灣銀行體系不能只當旁觀者，否則將被 PayPal、Circle、JP Morgan 的數位美元網路取代。最後啟動「產業鏈金融通路」合作計畫，科技業是台灣最能率先採用穩定幣的部門，若政府能與半導體、AI、科技製造商合作，在全球形成建立「台灣供應鏈的金融標準」，這樣在未來的穩定幣市場上，絕對佔有一席之地。
